Workers Compensation Insurance
As a business owner, you do everything you can to protect your employees from potential dangers, but do you have workers compensation protection? Most business owners understand that workers compensation is important, but did you know that if you have employees, it is required by law for most businesses to have coverage?
Workers compensation is a type of insurance coverage that protects your employees. Policies can provide coverage for:
- Medical expenses
- Lost income/wages
- Rehabilitation costs
- Death benefits
- And more…
For anyone who is classified as an employee, it is required by law to provide them with workers compensation coverage. Termination of an employee who is injured while working and/or who files a workers compensation claim is also illegal. As a rule, a company with as few as one employee is mandated to purchase workers compensation insurance to cover medical expenses, permanent disability, and a portion of the injured employee’s wages, however the employee can opt out of workers compensation coverage.
Having workers compensation coverage can save you and your business from costly lawsuits and employee issues. Workers Compensation Insurance protects your business AND your employees, who are oftentimes a huge part of the framework of a company. K L Smith Agency,LLC can provide you with a coverage program that is specifically tailored to meet your needs. We can also provide you with a free workers compensation insurance quote. You'll be surprised at how much your business can save by choosing to place your policy with K L Smith Agency,LLC; contact us today!
The information contained in this web site is for general information purposes only and is provided on an "as is" basis without any warranties of any kind that the material is suitable for your needs, error free or otherwise. Though an effort has been made to provide complete information, K L Smith Agency,LLC assumes no liability for the completeness of the information provided in the web site.